Telcoin Explained: Everything You Need to Know Before Investing By Founder Paul Neuner

Introduction

Telcoin (TEL) is a blockchain-powered fintech project designed to revolutionize remittances and mobile payments. Founded by Paul Neuner in 2017, Telcoin leverages blockchain technology to provide fast, affordable, and secure global money transfers without relying on banks.

With its unique focus on telecom partnerships, Telcoin aims to serve the unbanked population worldwide. But is it a good investment? Let’s explore everything you need to know before investing in TEL.

What Is Telcoin (TEL)?

Telcoin is a decentralized financial platform that integrates mobile networks and blockchain technology to facilitate low-cost, instant cross-border payments. It eliminates the need for banks and enables users to send and receive money directly via mobile wallets.

Key Features of Telcoin (TEL)

✅ Low-Cost Remittances – Up to 90% cheaper than banks and services like Western Union.
✅ Instant Transfers – TEL transactions settle in seconds instead of days.
✅ Telecom Network Partnerships – Works with mobile operators to increase adoption.
✅ DeFi-Powered Financial Services – Users can access lending, borrowing, and payments without banks.

How Does Telcoin Work?

Telcoin partners with telecom providers to enable users to send money transfers via mobile networks instead of traditional banking systems.

Steps to Send Money with Telcoin:

1️⃣ Download the Telcoin App (Available on iOS & Android).
2️⃣ Link your mobile money account (GCash, M-Pesa, etc.).
3️⃣ Convert fiat into TEL tokens through the app.
4️⃣ Send TEL to the recipient instantly.
5️⃣ The recipient can cash out via partnered telecom providers.

Telcoin’s Real-World Applications

Telcoin’s primary use case is remittances, but its ecosystem also includes:

🔹 E-commerce Transactions – TEL can be used to pay for goods and services.
🔹 DeFi Payments – Instant transactions with no middlemen.
🔹 Mobile Money Integration – Works seamlessly with mobile wallets.

Telcoin’s Global Partnerships

Telcoin has established key partnerships in major remittance corridors, including:
📍 Philippines – GCash, Smart Padala
📍 Africa – M-Pesa (Kenya), Airtel (Nigeria)
📍 South Asia – bKash (Bangladesh), Paytm (India)

Should You Invest in Telcoin (TEL)?

Telcoin is solving real-world financial problems, making it a promising crypto project. However, investing in TEL comes with risks and volatility, just like any cryptocurrency.

Pros & Cons of Investing in Telcoin

✅ Pros:
✔️ Addresses real-world remittance issues.
✔️ Strategic telecom partnerships.
✔️ Cost-effective and fast transactions.

❌ Cons:
⚠️ Limited adoption compared to major cryptos.
⚠️ Competition from traditional payment services.
⚠️ Regulatory risks in some countries.

Conclusion

Telcoin (TEL), founded by Paul Neuner, is disrupting the $700 billion remittance market by making cross-border payments cheaper, faster, and more accessible. With strong telecom partnerships and blockchain-powered DeFi services, it has huge growth potential.